Life insurance pays the death benefit if the insured person passes away due to natural causes or accidental death during the period of time you are censured under the life insurance policy.

If you want the life insurance policy to pay out a double death benefit in case of accidental death and your policy does not do that as a feature of the policy, you may be able to purchase an accidental death rider.

That way if your death occurred due to an accident, the life insurance pol...

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Yes, life insurance does pay out a death benefit for death resulting from an accident.

Regular life insurance policies pay for death from natural causes and accidents.

Whereas, an accidental death life insurance policy will only pay out a death benefit if the insured person dies as a result of an accident.

However, acts of war and suicide are usually excluded from a regular life insurance policy. Suicide is excluded for a period of 1 or 2 years, depending on the state you live in.

In addition, yo...
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